Free Resources

Checklists & Guides

Everything we wish someone had given us before we started building. Print them, screenshot them, whatever works.

Before You Sign a Contract

12 items

Questions to Ask Your Builder

14 items

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Defects Inspection (PCI) Checklist

18 items

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Progress Payment Checklist

10 items

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Moving In Checklist

12 items

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Jargon Buster

Building terms explained in plain English

Allowance

A placeholder amount in your quote for items not yet selected (e.g. $5,000 allowance for tiles). If your selection costs more, you pay the difference.

Provisional Sum (PS)

An estimated cost for work that can't be accurately priced yet (e.g. excavation). The final cost may be higher or lower.

Variation

Any change to the original contract — additions, deletions, or modifications. Must be agreed in writing with a price BEFORE work starts.

Practical Completion

When the builder considers the home finished and ready for handover. You do a PCI (inspection) before final payment.

PCI

Practical Completion Inspection. Your walkthrough to identify defects before you accept the home and make final payment.

DA (Development Application)

Application to council for permission to build. Takes 40+ days. Your builder usually lodges this.

CDC (Complying Development Certificate)

Faster alternative to DA for standard builds. Private certifier can approve in ~10 days.

BASIX

Building Sustainability Index — NSW requirement. Your design must meet energy and water targets.

Progress Payment

Payments made at set stages of construction (base, frame, lock-up, fit-out, completion). You pay as work is completed.

Home Warranty Insurance

Insurance the builder must have for work over $20K. Covers you if the builder dies, disappears, or goes insolvent.

Statutory Warranty

Legal guarantee that work will be done properly. 6 years for structural defects, 2 years for non-structural defects.

Retention

Amount withheld from final payment until defects are fixed. Typically 2.5-5% of contract value.

Lock-up Stage

When the house is weatherproof — roof on, external walls done, windows and doors installed and lockable.

Contour Survey

Survey showing the slope and levels of your land. Critical for foundation design and excavation costing.

Soil Test

Geotechnical test to classify your soil. Determines foundation type — can significantly affect cost.

Site Cut

Excavating and levelling the building site. Cost varies hugely depending on slope and rock.